Hmmm.
Is this something that would be completely standalone?
In other words, would the Access database and the HTML pages be on a local hard drive or network share?
...or do you truly mean
Web-based and not simply
based on Web technologies ?
If you want to create actual local applications based on DHTML you might want to look at HTML Applications (.HTAs). There is a sample at:
(Scroll way down the page).
These can interact with Access databases that are on the hard drive or a network share just fine. This is a non-Netscape solution though (IE only).
If however you really want to make something people can use via the Web, you have a couple of choices.
There is always the ASP (or similar) route.
There is also at least one technology that lets a client web page get at a database on a web server. I can't recall the name and I believe there are some nasty potential security problems with it that cause most IIS sites to disable the feature. Ah yes, RDS (Remote Data Service). This would be a Microsoft-only solution (doesn't work on Netscape, or on non-IIS servers).
See:
Another Microsoft-only option is the Tabular Data Control, if your data is read-only. TDC offers an ADO interface to delimited text files on the web server.
See:
This ActiveX Control is part of the standard IE installation - if the users have IE, they have TDC. There are some similar tools for working with XML data too.
But in reality, unless you want to get really creative, I'd say your options are HTAs for desktop applications or something like ASP for web-server applications.