You can display pictures without overlaying items as mentioned above IF you create a BLOB field or if you use Access an OLE object field to associate with your different rows. The Bitmap/JPG or other recognizable format for CR has to be stored in the database. Otherwise, you will have to revert to the overlaying option.
To fully understand this option, using MS Access, create a table containing 2 fields, one for your key and another as an OLE Object. Click on the view button in the upper left hand corner (or from the menu select View, datasheet view). You will have to right click on the OLE Object field and select "Insert Object" to add the picture. Do this for a couple of records, then go to Crystal Reports and create a report using that database and table and display the picture field in the detail section and you will see the picture. One other note. In crystal, after dragging and droping the picture into the detail section, right click and select "Format Graphic". The "Can Grow" item needs to be marked for Crystal to automatically adjust for the size of the picture. Hope this is helpful also.