Ginka,
What exactly are you trying to accomplish with these backups? SQLBill is correct in that doing backups of the database (and Transaction Logs) is a completely different matter than backing up the .mdf and the .ldf files.
If all you want to do is get backups of the data that you can restore to given times, then just do regular database backups via Enterprise Manager or Query Analyzer or a scheduled T-SQL Job.
If you want to move the database to another machine for other purposes, you can either detach the database and copy the files or use Log Shipping or move a recent complete db backup.
The problem with backing up the .mdf & .ldf files is that you'll get a good backup of the database, but it won't be particularly current once you've got users back on the database.
So, again, can you share with us what you're trying to accomplish? That will make it easier for us to assist you.
Thanks,
Catadmin - MCDBA, MCSA
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