Highlite row 3...
use conditional formatting...from menu Format>Conditional Formatting...
in condition 1
change the drop down "cell value is" to "formula is"
type
=if(A2>95,true,false)
set the "pattern" to red
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in condition 2
change the drop down "cell value is" to "formula is"
type
=if(A2<95,true,false)
set the "pattern" to green