I can type in Administrator in safe & normal mode using ctrl+alt+del x2, but I get the same message that I can't log on and that I should "retype my password" etc.
I guess this makes a good argument for having more than one account!
The reason I didn't have more than one account is - that for some reason - on this laptop it takes an eternity to copy the files for a new account - ridiculously long. And it swallows up over 1 gig! On a 40 gig laptop, that seems excessive. My other computers don't take 1/2 hour to setup a new account.
Well, if I have to do a clean install, I guess there's no easy way to return the computer to it's prior state without a system backup or reinstalling everything. What a grind.
I'd be curious to know what lengths people go to beyond data backup... I wish there was an easy way to protect just the system for this sort of thing, though I suppose application installs are almost as bad anyway, once you get past the patches, upgrades etc. So maybe backups are an "all or nothing" type of affair for them to make sense.
Thank you again everyone!
Tudor