Huskerman, it is easy to do this in a Netgear unit. We used to separate the phone and computer VLANs but stopped doing it, we just got no benefit from it. Let the phone system do DHCP on the phones and the router or server do DHCP for the computers, etc. on the network.
To actually do the VLANs on the switches go to VLAN configuration, and add a phone VLAN. Then tag all the ports in the switch to that vlan. They will show a T. For one port, the one that goes to the phone system, make it untagged. Also go into the PVID configuration for that port that is U and make the PVID match the VLAN for your phone VLAN.
Then everything should work. Also, don't forget to save the config on the switch. You don't want to lose it on a reboot!
A lot of people disparage the Netgear products, but we love the free partner support and the lifetime warranty. I sell a lot of Netgear switches with my Avaya phone systems, and we have very little trouble with them.
If you look I bet this is all described in much more detail on the Netgear website in a white paper. Or, you can call Netgear. They should be very friendly and help you.
I just gave you what I remember offhand...
Guy