If you can afford the T-1, why would the user want less or does management want less in terms of cost?
I think writemem is on the write track if you must do some form of throttle back.
I am in the beginning stages of installing a Cisco AVVID solution, so my hands on experience is still at the Novice level. We have a lot planned and I am told it will all work.
This might be an option:
I have not implemented this yet, but I was talking to a CCIE about using Low Latency Queuing(spelling error?) to limit the bandwith available to specific applications. In my case I have AS400 traffic that I want to have priority over internet browsing and other traffic. Not sure if it will work for you, not real sure it is going to work for me, but it is another option.