I wouldn't listen to the above advice. If you have a hot spare (one or more) in your array, RAID 5 can tolerate more than one drive failure without a problem.
And besides, anyone that doesn't have at least one drive ON HAND in case of a drive failure NOT counting any hot spares is treading on thin ice.
As soon as you get a failure and rebuild onto a hot spare, get that dead drive removed and replaced. This is your piece of mind. And then re-order that spare to put on the shelf.
If you live by these rules, you'll be pretty safe.