Tek-Tips is the largest IT community on the Internet today!
Members share and learn making Tek-Tips Forums the best source of peer-reviewed technical information on the Internet!
-
Congratulations Rhinorhino on being selected by the Tek-Tips community for having the most helpful posts in the forums last week. Way to Go!
Payment gateway deals - where to find one
- Thread starter loveday
- Start date
in the past the companies i've been with have used verisign, they're a little more expensive than some of the others, but they have alot of flexibility and lower penalties on overages ( like the christmas boom ) and you can get discounts in combo with https certs etc.
![[thumbsup2]](/data/assets/smilies/thumbsup2.gif "[thumbsup2] [thumbsup2]")
DreX
aKa - Robert
if all else fails, light it on fire and do the happy dance!
DreXaKa - Robert
if all else fails, light it on fire and do the happy dance!
- Thread starter
- #3
check:
I ended up using PayPal.
You can dump the content of your existing shopping cart into their cart.
Reliable (eBay owns it), very easy to set up & the most affordable.
Shoppers can pay you with credit cards without registering.
To my surprise most of people still think that PayPal allows you only transferring money from one paypal user to another...
I hope it will help...
I ended up using PayPal.
You can dump the content of your existing shopping cart into their cart.
Reliable (eBay owns it), very easy to set up & the most affordable.
Shoppers can pay you with credit cards without registering.
To my surprise most of people still think that PayPal allows you only transferring money from one paypal user to another...
I hope it will help...
snowboardr
Programmer
I would agree paypal is a good choice, 50 million users and going strong.
www.sitesd.com
ASP WEB DEVELOPMENT
www.sitesd.com
ASP WEB DEVELOPMENT
Many banks have a merchant or business gateway tat you can tie into. I spent couple day a few weeks ago working on a donatiojn site that used the banks merchant processing site to handle everything. Not sure about costs or anything, but the API was fairly straight forward and allowed for multiple levels of security and processing. Think that was Bank of America...don't remember 
i know for a fact that Bank of America will charge $50-$90 monthly fee regardless of your sales volume. It was the case with one of my start-up clients. He sold nothing in first 3-4 months.
PayPal has "0" monthly fee.
Again, go to: enter your sales info
and see what will work the best for you.
PayPal has "0" monthly fee.
Again, go to: enter your sales info
and see what will work the best for you.
- Thread starter
- #9
I have gone to authorize.net but it requires login before you can see anything?
I am not keen on doing that right now.
I have taken a look at merchantcompare and it seems to have an elaborate price comparison listings.
The thing is I don't know the estimated total sales my client makes a month, neither do I know their avg monthly sales a month.
What this means that I will have to let the client take a look at that site.
Before I do though, I need to understand how to read the information on the chart.
What does monthly fees mean?
Is that the monthly fee that the client has to pay?
What about the discount?
Can someone, please explain to me how to interprete the information on that form?
I am not keen on doing that right now.
I have taken a look at merchantcompare and it seems to have an elaborate price comparison listings.
The thing is I don't know the estimated total sales my client makes a month, neither do I know their avg monthly sales a month.
What this means that I will have to let the client take a look at that site.
Before I do though, I need to understand how to read the information on the chart.
What does monthly fees mean?
Is that the monthly fee that the client has to pay?
What about the discount?
Can someone, please explain to me how to interprete the information on that form?
The client I mentioned joined authorize.net through their bank, so we didn't use the website. Weird.
On the comparison chart, "Total Monthly Fees" is how much you'd pay that month based on the dollar amount and number of sales you entered on the previous page. For example, if I enter $500 and 10 transactions, it tells me that PayPal would charge me $12.50, which is $500 at 1.9%, plus $0.30 * 10 transactions.
"Discount Rate" is credit card transaction "code" for what percentage of your purchase that they will charge you. "Transaction Fee" is an additional amount they will charge for each transaction, no matter how much it is. Obviously "Setup Fee" is a one-time setup fee for working with the company.
The downside of PayPal, imo, is that it can't be completely transparent as far as I know -- at some point you end up on PayPal's site, if only for a single page. Is that right, PayPal users?
On the comparison chart, "Total Monthly Fees" is how much you'd pay that month based on the dollar amount and number of sales you entered on the previous page. For example, if I enter $500 and 10 transactions, it tells me that PayPal would charge me $12.50, which is $500 at 1.9%, plus $0.30 * 10 transactions.
"Discount Rate" is credit card transaction "code" for what percentage of your purchase that they will charge you. "Transaction Fee" is an additional amount they will charge for each transaction, no matter how much it is. Obviously "Setup Fee" is a one-time setup fee for working with the company.
The downside of PayPal, imo, is that it can't be completely transparent as far as I know -- at some point you end up on PayPal's site, if only for a single page. Is that right, PayPal users?
That is the reason I have not used paypal in the past. I know it is used by millions of users but I still think it looks unprofessional jumping off to their site midway through the payment process.
A totally self branded payment system is the best way to go to keep users confidence.
btw, can UK users pay via paypal without the need to register or is it still just USA?
A totally self branded payment system is the best way to go to keep users confidence.
btw, can UK users pay via paypal without the need to register or is it still just USA?
LinkPoint has been good for a company I set up a shopping cart for.
loveday,
I think that your client should make a choice.
Otherwise, if anything happens - you'll be accused & punished.
Make sure that you client understands that there is no 100% perfectly reliable solution.
When I was comparing companies I found horror stories & dirt on most of them.
I think that your client should make a choice.
Otherwise, if anything happens - you'll be accused & punished.
Make sure that you client understands that there is no 100% perfectly reliable solution.
When I was comparing companies I found horror stories & dirt on most of them.
- Status
Similar threads
- Locked
- Question
- Locked
- Question
- Locked
- Question