Here is the instructions from help for stting up a mdw or workgroup file.
1 Exit Microsoft Access.
2 To start the Workgroup Administrator, do one of the following, depending on which operating system you are using:
· If you are using Windows 95, use My Computer or Windows Explorer to open the System subfolder in the Windows folder, and then double-click Wrkgadm.exe.
· If you are using Windows NT Workstation 4.0, use My Computer or Windows Explorer to open the System32 subfolder in the WinNT folder, and then double-click Wrkgadm.exe.
· If you are using Windows NT Workstation 3.51, open Program Manager, and then double-click the Workgroup Administrator icon in the program group where you installed Microsoft Access.
3 In the Workgroup Administrator dialog box, click Create, and then type your name and organization.
4 In the Workgroup Owner Information dialog box, type any combination of up to 20 numbers and letters, and then click OK.
Caution Be sure to write down your exact name, organization, and workgroup ID, including whether letters are uppercase or lowercase (for all three entries), and keep them in a secure place. If you have to re-create the workgroup information file, you must supply exactly the same name, organization, and workgroup ID. If you forget or lose these entries, you can't recover them and might lose access to your databases.
5 Type a new name for the new workgroup information file, and then click OK. (By default, the workgroup information file is saved in the folder where you installed Microsoft Access. To save in a different location, type a new path or click Browse to specify the new path.)
The new workgroup information file is used the next time you start Microsoft Access. Any user and group accounts or passwords you create are saved in the new workgroup information file. To have others join the workgroup defined by your new workgroup information file, copy it to a shared folder (if you didn't already save it in a shared folder in step 4), and then have each user run the Workgroup Administrator to join the new workgroup information file.