Can't speak for AACC, but for CM, no, not that I know of. Not 'on its own' anyway. If you're already up with an agent, you're kind of in call recorder territory and it can mask a field on the video recording of the screen when an agent clicks in there to take down your CC# and mute the recording to not hear the human speak it.
I think you're stuck being halfway human and halfway automated. Solutions for DTMF presume you're not speaking to a human and if you are speaking to a human, most things presume you'd speak the numbers, right?