mike is right, and i'm not sure why you're getting that error. i would not put the ip unnumbered on the serial though, instead putting it what IOS do you have? anyway, try doing this just to be thorough. its from a 3640 w/ 12.2(5):
conf t
int loopback0
ip address 192.168.1.1 255.255.255.0
then ...
interface Serial0/0:15
no ip address
encapsulation ppp
dialer rotary-group 0
dialer-group 1
isdn switch-type primary-net5
isdn incoming-voice modem
no fair-queue
no cdp enable
on your virtual-template 1 interface
ip unnumbered loopback0
put this same command on the group-async interface as well if you will be using isdn callout
then on your dialer0 interface for isdn calls in...
interface dialer0
ip address unnumbered
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