You do not combine them.
Look at the thread linked by kestrel1 above. You did not specify your CD Burning program. You can download a trial for thirty days of Nero.
But the process is similar. You point at the .cue file (In Nero, File, 'Burn Image'), and do not worry about the .BIN file. The .BIN file must be specified in the first line of the .CUE file exactly. If they are in the same folder, you do not have to worry about the drive or path.
See my notes in the link kestrel1 provided.