afaik you can do exactly what Marvin stated.. IIRC this is how I set up some of our rights a while back to protect things like employee records, etc. Make a group with everyone but the one person, give the group rights etc.. then for the one person not in the group, add them as a trustee of the folder and then strip out all of their rights. This loss of rights will flow down from there unless they are added back deliberately.
The other key thing (IMHO) is to take read and filescan from PUBLIC which would still allow mr. "no access" to have some access through security equiv.
Once you've done this, log in as the 2 types of users to verify that things are the way you want them.
The thing to remember IMHO about netware vs windows is basically what you layed out - in windows you generally have to deny people.. in Netware you have to Enable them.
And don't forget about PUBLIC.
If a user still has access to something they should not, just move up the tree to see where it is flowing down from and fix it at the uppermost level. IMHO try not to use the ACL's as you can complicate rights assignments and make them harder to troubleshoot. Try and seperate types of data onto different volumes or mount points so that the users only map what they should have, and that also makes rights easier.
hth, jm2c & of course, ymmv
