Now that you mention it Brushman, I do see a trend, it ususally crashes when I have manipulated some graphic, and haven't saved yet....but I think that has more to do with Murphy then Corel.
Mikey,
Depending on what the final output is going to be, I will often do just as you suggest. But often times when making masks, or other text effects, the text is much easier to work with (and sometimes necassary) in Photopaint. And you know how it goes, you can never have the final image look just right until you have tried every other font before realizing that the first font/color you had was the correct one.