blubeast,
If a "file" is protected by a password, then simply deleting *.pwl files won't give you access...
On a Windows 95/98 system, you don't have to worry about that anyway, since you can just hit cancel at the password prompt and get through. It doesn't matter who you logon as. You'll still have access to all files on the hard drive (in FAT and FAT32 partitions).
I believe the user was only concerned about the BIOS password (as stated in the Thread subject line)...