Would it be better to say the following:
SELECT field1, field2, field3, field4, effect_dt, field5, field6, term_dt, bus_type, co_id, field8, field9, field10
FROM myTable
GROUP BY field1, field2, field3, field4, effect_dt, field5, field6, term_dt, bus_type, co_id, field8, field9, field10
HAVING...